SETE Tax, LLC — Terms of Service
Last Updated: October 11, 2025
Version ID: v2025-10-11
These Terms of Service (“Terms”) govern your engagement with SETE Tax, LLC (“SETE,” “we,” “us,” “our”) and your use of our websites, portals, materials, consultations, and related services. By signing an engagement agreement (“proposal”), checking an “I agree” box, or accessing our site or client portal, you agree to these Terms.
Versioning & Incorporation. For any signed engagement, the version of these Terms effective on that engagement’s Effective Date controls. Later updates are not retroactive unless public notice is posted and after a reasonable time. Your engagement agreement incorporates these Terms by reference. If there is any conflict, the “Risk & Disputes” section of these Terms controls, followed by the Engagement Agreement, then the remainder of these Terms.
1) Definitions
Client / you – the person and/or entity engaging SETE or using our site/portal.
Engagement Agreement – your signed client contract referencing these Terms.
Blueprint / SETE Savings Blueprint (“Blueprint”) – the written plan SETE delivers that documents recommended options and implementation steps.
Delivery / Delivered (“Delivery”) – transmission of the Blueprint by email, secure link, client portal, or any electronic means. Receipt of the file or link constitutes Delivery, whether or not you open or review it.
Measurement Window – the tax year(s) identified in the Blueprint.
Baseline Tax – your projected tax liability before working with us or accessing our site/portal.
Tax Savings – the reduction between Baseline Tax and projected liability using our SETE Blueprint strategies, excluding benefits unrelated to SETE’s advice or if later updated by law, disallowed, and/or changed.
Services – refers collectively to all activities, offerings, and interactions provided or facilitated by SETE Tax, LLC, including but not limited to: (i) paid consulting, tax planning, advisory, or related professional services; (ii) complimentary consultations, calls, meetings, or assessments (including any “free consultation” bookings or strategy sessions); (iii) any access to or use of our websites, portals, client dashboards, or forms; and (iv) engagement with any of our social media pages, advertising, educational content, or lead forms.
2) Scope of Services & Exclusions
Core services. SETE provides tax strategy consulting—advising you how to legally minimize taxes and protect profits—primarily by producing our proprietary SETE Blueprint. By booking a consultation, visiting our website, submitting information through our online forms, engaging with our social media, or otherwise accessing our Services, you acknowledge that these Terms of Service apply in full consideration of the value received through those activities and form a binding agreement between you and SETE Tax, LLC.
Not included. Unless explicitly agreed to in our Proposal in writing, SETE does not: prepare or file tax returns; provide legal services; provide investment advice, broker/dealer, or investment-adviser services; or perform audit or representation before tax authorities.
Third-party professionals. We may introduce or coordinate with third-party providers (Tax Preparers like CPAs/EAs, attorneys, bookkeepers, etc.). They are independent contractors, not under our control. You are solely responsible for selecting and contracting with any third party. We disclaim all liability for their work, but we make our best professional judgments on our relationship with the professionals and prior work with them.
3) Client Responsibilities; Reliance; Acceptance
Cooperation. You must provide complete and accurate information on a timely basis, respond to document requests, and make yourself or your staff available as needed.
Reliance. SETE may rely on the data you provide without independent verification.
Acceptance. Deliverables (including the SETE Blueprint) are deemed accepted upon the earlier of (i) your written acceptance, or (ii) five (5) business days after Delivery if you do not notify us in writing of a material, specific deficiency. SETE will make commercially reasonable efforts to correct any timely-reported deficiencies.
4) Fees, Payments, Chargebacks, Suspension
Due date. Invoices are due upon receipt unless stated otherwise in your Engagement Agreement.
Interest & collection costs. Past-due amounts accrue interest at 1.5% per month or the maximum allowed by law (whichever is lower), plus reasonable collection costs (including attorneys’ fees).
Authorization. You authorize SETE to charge your payment method (ACH or card) for balances due.
No chargebacks. You agree not to initiate a payment chargeback except in cases of confirmed card fraud and to follow the dispute process in §10 first. You are responsible for any fees or costs we incur contesting improper chargebacks.
Suspension. After seven (7) days’ written notice for non-payment, SETE may suspend all work and access to deliverables until payment is received.
5) Services Rendered; No Refunds
Upon Delivery, all professional services are deemed fully rendered, and all fees are non-refundable and earned, whether you implement your optimized recommendations or later change circumstances. We at SETE invests significant analysis, research, and proprietary methods into each Blueprint; Delivery constitutes full completion of the service. At our discretion, we may offer complimentary implementation support, but that does not alter the earned or non-refundable nature of fees, this is provided solely for your benefit to build a long-lasting relationship with you.
6) Minimum Value Commitment (Exclusive Remedy)
SETE identifies and documents and promises to deliver tax-saving opportunities at least equal to or greater than two (2) times fees paid for the Blueprint, using your original information and assumptions. If you believe this showing was not reasonably documented at Delivery:
Notice. Provide written notice within ten (10) business days of Delivery describing the shortfall in explicit detail.
Cure. SETE may refine or update your Blueprint, extend analyses, or provide added consultation at no additional Blueprint fee.
Exclusive Remedy. Continued work at no added Blueprint fee is your exclusive remedy. No cash refunds are available after Delivery.
7) No Outcome Warranties; Change in Law
Outcomes depend on implementation, your circumstances, third parties, and future law changes. Advice is provided “as-is” under current law. Taxing authorities may disagree with positions, we help you provide the most amount of support possible to protect you the best. You remain solely responsible for compliance, filings, and elections that need to be made.
8) Confidentiality, Security & Data
Each party will keep the other’s confidential information private and use it only for the engagement, disclosing it only to personnel or agents to assist with implementation. Standard carve-outs apply: public information, independently developed information, or disclosures required by law.
Security; Breach Notice. SETE maintains reasonable administrative, technical, and physical safeguards to protect your information. In the event of a data breach or unauthorized disclosure involving your information, SETE will notify you within thirty (30) days after discovery (unless prohibited by law) and provide reasonable assistance to mitigate harm.
Tax Return Information Consent (IRC §7216): If SETE provides or assists with any tax return preparation that involves disclosing return information to third parties beyond what the law permits, a separate written §7216 consent will be provided. These Terms do not themselves constitute §7216 consent.
9) Intellectual Property; Client License; Publicity
All intellectual property, methods, templates, and tools developed or used by SETE remain its sole property. Upon full payment, you receive a non-exclusive, non-transferable license to use your Blueprint internally for your business and share it only with your professional advisors.
With your written consent (email suffices), SETE may reference anonymized results or your business name/logo for marketing.
10) Risk & Disputes (Controls in the Event of Conflict)
Informal Resolution: Before initiating a formal claim, both parties agree to confer in good faith for 15 days after written notice of dispute.
Arbitration & Delegation of Threshold Issues: Any dispute, claim, or controversy arising out of or relating to this Agreement, these Terms, or the relationship between the parties — including whether a dispute is arbitrable — shall be finally resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
Venue (seat) shall be Jacksonville, Florida. Judgment on any award may be entered in any court of competent jurisdiction. The arbitrator shall have exclusive authority to decide all issues of arbitrability, scope, enforceability, and validity of this clause.
Governing Law & Venue: These Terms are governed by and construed under the laws of the State of Florida, without regard to conflicts rules. Venue for any permitted court action (to confirm an arbitration award or seek equitable relief) lies exclusively in Duval County, Florida. Class-Action Waiver: All disputes must be brought individually. Class, representative, or collective actions are waived.
Limitation Period: Any claim or legal action must be filed within one (1) year from the date the claim accrues—defined as the earlier of (i) Delivery of the Blueprint or (ii) when you knew or should have known of the alleged act. After that, all claims are permanently barred.
Liability Cap & Exclusions: To the fullest extent permitted by law, SETE’s aggregate liability arising out of any engagement shall not exceed the total fees paid for that engagement in the preceding twelve (12) months. No consequential, incidental, special, exemplary, or punitive damages shall be recoverable.
Equitable Relief: Either party may seek limited equitable relief (e.g., to protect confidentiality or IP) in court without waiving arbitration for the underlying dispute.
Order of Precedence: This Risk & Disputes section governs in any conflict between it, your Engagement Agreement, or any other provision of these Terms, unless your Engagement Agreement expressly provides otherwise.
11) Communications Consent (Email / SMS)
By providing your contact information, you consent to receive service-related communications (emails, calls, and texts, including via automated systems). Message/data rates may apply. Reply STOP to opt out. Consent is not a condition of purchase. These communications are provided for your benefit.
12) Force Majeure
SETE shall not be liable for delays or failures caused by circumstances beyond its reasonable control (e.g., natural disasters, government shutdowns, government actions, law changes, third-party failures, system outages, or cyber incidents). SETE will act in good faith to resume performance.
13) Modifications & Client Notice
We may update these Terms from time to time on a go-forward basis. For any material change (e.g., arbitration, liability, or refund provisions), we will provide notice via email or client portal so that you are aware, and may require you to re-consent before the change applies to you. Your continued use of our Services after such notice constitutes acceptance of the updated Terms. No change will apply retroactively to any previously signed Engagement Agreement unless you were provided notice of the change and expressly agreed in writing or by continued use of Services after such notice. We maintain a public version log for reference.
14) Additional Provisions
Independent Contractor. SETE is an independent contractor, not an employee, partner, or agent of the client.
Assignment. You may not assign your engagement without SETE’s written consent. SETE may assign to an affiliate or successor entity.
Disclaimer of Implied Warranties. To the fullest extent permitted by law, SETE disclaims all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement. Advice is provided “as-is.”
Third-Party Beneficiaries. No person other than the parties to the Engagement Agreement has any rights under these Terms.
Non-Reliance; Marketing Representations. You acknowledge you have not relied on any prior statement, promise, or representation of SETE except as expressly set forth in the Engagement Agreement or these Terms. Marketing materials or website content are for information only and do not create warranties.
Entire Agreement; Severability; Waiver. The Engagement Agreement and these Terms constitute the entire agreement, superseding all prior proposals or communications. If any provision is unenforceable, it will be modified to the minimum extent necessary; the rest remains effective. A waiver of one breach is not a waiver of future breaches.
Headings. Headings are for convenience only and do not affect meaning.
Notices. Formal notices must be sent by to:
SETE Tax, LLC — Attn: Legal
7643 Gate Parkway Suite 104 #1069, Jacksonville, FL 32202
And to email at: Legal@setetaxfirm.com
Notices to Client will be sent to the last known email or mailing address on file.
15) How to Accept
You accept these Terms by any of the following:
(i) signing an Engagement Agreement referencing them,
(ii) checking an “I agree” box or similar affirmative acknowledgment, or
(iii) using SETE’s services, websites, or portals after being presented with these Terms.
Electronic signatures and check-box consent are enforceable as originals under the E-SIGN Act.
Version Log (Summary)
v2025-02-11 - Original version.
v2025-10-11 – Added arbitration delegation, claim-accrual clarification, notice of material change & re-consent, security & breach notice, implied-warranty disclaimer, non-reliance clause, and other enforceability refinements.
Questions?
Contact legal@setetaxfirm.com
SETE Tax, LLC
We look forward to serving you, and helping you keep more of what you earn.